Lending
Outcomes-Based Lending
Lending Programs
Loan program design
We can facilitate custom tuition financing and loan programs for schools that are based on both their needs and the needs of their students. Our programs allow for different levels of participation and risk sharing.
Student lending
Traditionally, higher education loans have been based solely on credit scores. That’s fundamentally problematic because most college students have minimal or nonexistent credit histories, which makes it difficult for them to get favorable loan terms and/or requires the help of cosigners. We take a more holistic view, taking into account a student’s creditworthiness, school, program or major choice, cost of attendance, graduation date, and other factors.
Disrupting the way lending is done
Goal Solutions incubates or invests in direct-to-consumer companies who are disrupting how lending is done. Our first company, Ascent Student Lending, is a direct-to-consumer, student loan company that has pioneered results-based lending programs for independent and co-signed higher education loans.
In June 2019, Goal Solutions acquired Skills Fund, who provides student loans using a risk-share model for schools offering bootcamps and workforce training programs

Ascent Student Loans is built around one guiding principle above all others: Student loans should expand your possibilities, not limit them. That’s why Ascent gives students more opportunities to qualify for a loan in their own name.

Skills Fund is an outcomes-based education finance company that provides student loans for bootcamps and workforce training programs via a risk-share model with schools.