Management Team

Our people are the difference.

Goal’s highly collaborative management team has been working together for over a decade. Collectively the team has a wealth of experience in and deep understanding of the consumer finance industry, with considerable expertise in student loans, credit cards, CLOs, and securitizations.
Ken Ruggiero

Ken Ruggiero

CEO, Goal Structured Solutions

Ken is a veteran and innovator in higher education finance with more than 25 years spent managing start-up through Fortune 1000 companies, helping them create meaningful change and improvement in their delivery of financial services.  Throughout his career Ken has worked tirelessly to improve access to higher education and he continues to be a passionate…

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Matt Myers

Matt Myers

Chief Operating Officer, Goal

Matt is a tireless innovator with more than 17 years of consumer finance experience spanning analytics, debt financing, valuation, and operations. As Chief Operating Officer at Goal, Matt and his team manage more than $7 billion in private loans across 10 servicers and 15 collection agencies for more than 50 clients. Matt also works tirelessly…

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Ryan Gray

Ryan Gray

CFO, Goal Structured Solutions

Ryan Gray is a 20-year veteran of the consumer finance industry and as the Chief Financial Officer and Head of Structured Finance Operations at GOAL he has led the debt and equity financing efforts that support the Investment and lending businesses. Having spent his career in accounting, finance, treasury and capital markets roles, Ryan brings…

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Randy Schmidt

Randy Schmidt

SVP Business Development & Marketing, Goal Structured Solutions

Randy Schmidt is a 20-year veteran of the education finance industry and as the SVP of Business Development & Marketing at GOAL he has been a guiding force in their sustained growth and in the development of the company’s newest product, Ascent Student Loans. Having been a lawyer in his previous life, Randy brings a…

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Tristan Fleming

Tristan Fleming

General Counsel, Goal Structured Solutions

Tristan Fleming brings over 15 years of experience in legal and compliance matters, most of which has been focused on student loans, and is the General Counsel of GOAL. Previously, Tristan spent 9 years as General Counsel of GCO Education Loan Funding Corp., a student loan company with over $6B in assets under management at…

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Peter Sadowski

Peter Sadowski

SVP Capital Markets & Investments, Goal Structured Solutions

Peter has over 20 years of consumer finance experience, with a focus on valuation, analytics, and structured finance. As head of the Investment Committee, Peter is responsible for managing the company’s investment platform, which has deployed $200 million in capital across 55 different investments. Peter is also responsible for GOAL’s capital markets activities and has…

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Lisa Cohen

Lisa Cohen

VP Trust Administration, Controller & Treasurer, Goal Structured Solutions

Lisa brings over sixteen years of experience to the GOAL team including fourteen years in the student loan industry. Lisa is responsible for the management of $18 billion in student loan assets spread across over 75 trust structures and she also leads the interactions with the company’s auditors and tax consultants. In previous roles, Lisa…

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Michael Middleton

Michael Middleton

VP Product Development, Goal Structured Solutions

With 20-years of experience working in education finance, Michael Middleton brings leadership and expertise as the Vice President of Product Development at GOAL. Michael has put together 6 different private student loan products and has played an integral part in the development of the Ascent student loan program by introducing innovative product features and insightful…

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Shawn Leo

Shawn Leo

Chief Compliance Officer, Goal Structured Solutions

Shawn Leo is the Chief Compliance Officer and Associate General Counsel of GOAL. Shawn brings Wall Street experience to GOAL and is an internal and vendor facing collaborative leader. GOAL’s compliance program sits at the parent level and has been expanded and strengthened under Shawn’s leadership with careful consideration towards bolstering business rather than stifling…

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Chris Boynton

Chris Boynton

Sr. Director Portfolio Management, Goal Structured Solutions

Chris is an 18-year veteran of the financial services industry spending the last 12 years focused on education finance. Chris started his career at Capital One supporting products across credit cards, installment, international and auto loans. Chris has also founded various businesses, from venture startups to pre-IPO offerings, bringing a data driven and analytical approach,…

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Andrew Ka

Andrew Ka

Sr. Director Business Systems, Goal Structured Solutions

Andrew Ka has been in the IT industry for over 25 years and with Goal Structured Solutions for 11 years. As the Senior Director of Business Systems, Andrew oversees all technical aspects of the business, from IT infrastructure to business intelligence to application development. Andrew’s background as a consultant and application developer has allowed him…

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